We offer four broad service categories


Accounting services include the compilation of transactions to produce financials and other information suitable for internal use, banking requirements, tax preparation and other uses.

This practice area also includes the audit of financial statements as needed by lenders, investors and regulatory entities.


Tax services include compliance, planning and tax minimization, representation and tax return preparation for all types of entities.


Regulatory services include those designed to meet requirements of various regulatory authorities. In the case of community banks, this may include preparation or review of periodic reporting to FDIC, State banking departments, the OCC and the Federal Reserve. For publicly traded companies, we have experience in offerings and periodic reporting to the Securities and Exchange Commission. We also have relevant experience in the design and implementation of models necessary to meet regulatory requirements in the calculation of the Allowance for Loan and Lease Losses from a quantitative and qualitative standpoint, quarterly stress testing of contingency funding plan scenarios, policy and procedure drafting, stress testing loan portfolios, and commercial real estate stress testing. Our services also include loan file documentation assistance and loan review to meet the needs of regulators, outside auditors, and management.

Our experience in real estate development complements our banking experience. We have experience in local permitting and approval, regional impact assessment, and large development Property Reports as required by the U.S. Department of Housing & Urban Development (HUD).


Advisory services include the sharing of experience relative to any number of business endeavors, and the production of targeted solutions to specific projects. We can help in your evaluation of your strategies to maximize profits and your evaluation of projects and experts in many other fields. We can produce documentation needed to support specialized industry requirements in a number of disciplines as well as construct, feasibility studies, impact assessments, and forecasts and projections needed by you as well as by lenders and investors.

Experience Beyond Numbers...

Joseph C. Hensley, CPA
HensleyCPA, LLC
P.O. Box 501 Ellijay, GA 30540